Loan against property for NRIs

Realize the value of your assets in India with our specialist advisory on loan against property, exclusively designed for Non-Resident Indians. Whether you need funds for business expansion, education, investments, or personal commitments, we streamline the end-to-end process and make it seamless and hassle-free.

A bank loan against property allows you to access high-value financing while retaining ownership of your asset. As part of our NRI-focused services, we help you secure competitive interest rates, flexible repayment tenures of up to 15 years, and the convenience of EMI payments through your NRO or NRE accounts. For clients comparing options such as an NRI loan, personal loan for NRI in India, or even an NRI home loan, our advisory ensures you choose the most cost-effective and strategically beneficial solution.

Customized guidance, accurate documentation assistance, and strong banking ties have empowered NRIs to effectively utilize their property and confidently achieve all their financial goals.

Key Highlights of the Service

Eligibility & Property Assessment

Detailed evaluation of your financial profile, property documentation, and eligibility as per NRI lending norms of Indian banks and NBFCs.

Loan Structuring & Financial Planning

Advisory on optimal loan amount, tenure, EMI structuring, and fixed vs. floating rate selection based on your financial goals.

Bank Coordination & Application Support

End-to-end support in liaising with Indian banks, completing documentation remotely, and ensuring smooth loan processing.

Regulatory & Compliance Advisory

Expert guidance on RBI, FEMA, and taxation norms relevant to NRIs availing loans in India.

Power of Attorney (PoA) & Legal Assistance

Assistance in drafting and executing Power of Attorney documents, legal due diligence, and property valuation through certified professionals