Loan against property for NRIs

Unlock the value of your Indian assets with our expert advisory on Loan Against Property (LAP) exclusively for Non-Resident Indians (NRIs). Whether you’re seeking funding for business expansion, education, or personal needs, we guide you through the entire loan process to make it smooth and hassle-free.

With LAP, you can secure high-value financing using your property as collateral while retaining ownership. These loans offer attractive interest rates, flexible tenures of up to 15 years, and convenient repayment options through your NRO or NRE accounts. Our tailored solutions ensure NRIs benefit from affordable financing that meets their unique requirements, helping you leverage your assets effectively for your financial goals.

Key Highlights of the Service

Eligibility & Property Assessment

Detailed evaluation of your financial profile, property documentation, and eligibility as per NRI lending norms of Indian banks and NBFCs.

Loan Structuring & Financial Planning

Advisory on optimal loan amount, tenure, EMI structuring, and fixed vs. floating rate selection based on your financial goals.

Bank Coordination & Application Support

End-to-end support in liaising with Indian banks, completing documentation remotely, and ensuring smooth loan processing.

Regulatory & Compliance Advisory

Expert guidance on RBI, FEMA, and taxation norms relevant to NRIs availing loans in India.

Power of Attorney (PoA) & Legal Assistance

Assistance in drafting and executing Power of Attorney documents, legal due diligence, and property valuation through certified professionals