CGTMSE loan for SME units

The CGTMSE scheme, a joint initiative by the Government of India and SIDBI, aims to support first-generation entrepreneurs and small businesses by offering credit guarantees for loans up to ₹10 crores. The scheme empowers SMEs to obtain loans without providing tangible collateral, thereby encouraging entrepreneurship and inclusive growth.

Our CGTMSE Loan advisory Services Include:

Eligibility Assessment & Business Profiling

Evaluation of your business to determine CGTMSE eligibility, industry classification, turnover criteria, and credit history.

Loan Structuring & Financial Planning

Assistance in preparing detailed project reports, business plans, and financial projections aligned with lender requirements.

Bank Liaison & Application Support

Coordination with member lending institutions (banks and NBFCs) for submission, processing, and approval of loan applications under CGTMSE norms.

Documentation & Compliance Advisory

Guidance on preparing all necessary documentation including KYC, Udyam Registration, income tax filings, and scheme-specific forms.

Post-Approval Support

Assistance with disbursement, utilization tracking, and advisory on renewals or top-up funding under the scheme.