Startup advisory services Kochi

Project finance for real estate projects

An Overdraft (OD) facility is a flexible credit line from banks that lets your business withdraw funds beyond its account balance, up to an approved limit. For contractors, it’s a vital tool to manage short-term cash flow gaps, cover project expenses, and keep operations running smoothly during payment delays.

We provide expert consultancy to help contractors and project-based businesses secure and structure OD facilities tailored to their cash flow cycles and project needs. Our guidance ensures you maintain liquidity and meet project deadlines with confidence.

Our Overdraft Advisory Services Include

Eligibility & Financial Assessment

Evaluation of financial statements, ongoing projects, cash flow position, and banking history to determine OD eligibility and suitable limits.

Facility Structuring

Advisory on structuring the overdraft limit based on projected billing cycles, project receivables, and collateral availability. This includes both secured and unsecured OD options.

Bank Coordination & Application Support

End-to-end support in preparing the overdraft application, financial documentation, and business justifications required by banks.

Collateral & Security Advisory

Strategic guidance on securing the facility through fixed deposits, property, receivables, or third-party guarantees—based on your asset profile and risk appetite.

Monitoring & Renewal

Assistance with periodic reviews, renewals, and compliance to ensure uninterrupted access to the facility.